Loans

Purchase Loans

Lending Hand Mortgage, LLC offers a wide variety of loan options for purchasing a home. What makes us so unique is the simple fact that not only are we a lender but can also broker loans which gives us the flexibility to open many doors that may have been closed... [Read More]

Refinance Loans

Refinancing has become more and more common over the recent years due to lower interest rates and the benefits a lower rate has to offer a borrower. When refinancing your mortgage you are paying off your old loan with a new loan with better terms. The goal of a refinance... [Read More]

Streamline Refinance Loans

We offer refinance programs that are considered to have a streamlined process because they do not require: Appraisal Income documents The process is sometimes burdened when the appraisal or income documents are needed. By eliminating these 2 items the process becomes much quicker and smoother. Streamline Refinance loans: USDA Rural Development VA FHA Contact us for more information... [Read More]

Conventional Loans

Conventional loans are typically any loan that is not government insured. The underwriting guidelines are a little more conservative than other loan options such as FHA. These loans will also fall into two categories: conforming and non-conforming. The conforming will be for loan amounts of $417,000 and below while non-conforming... [Read More]

VA Loans

Lending Hand Mortgage, LLC is extremely grateful to all of our Veterans and Active Military Duty that have served our country with dedication and sacrifice. We are proud to get the chance to serve them. This loan offers 100% financing to buyers of Active Military Duty and honorably discharged Veterans. The... [Read More]

Manufactured Home Loans

Looking to purchase a manufactured home but cannot find a mortgage company that will finance it. We have loan originators that specialize in manufactured home financing for a variety of loan types. Loan Programs by LHM for Manufactured homes: VA – No down payment needed FHA – 3.5% down payment Conventional – 20% down... [Read More]

USDA Loans

A USDA Guaranteed Loan is an insured loan by the United States Department of Agriculture (USDA). This loan offers 100% financing and has become a very popular loan in the last decade. To be eligible for this loan, both the property and the applicant must qualify using current USDA standards.... [Read More]

FHA Loans

FHA loans are backed by the Federal Housing Administration and the Department of Housing and Urban Affairs. FHA loans offer more flexibility than a conventional loan. Here are some of the benefits of the FHA loan: Lower credit score allowed Minimum down payment of 3.5% Entire down payment can be gifted Higher debt to... [Read More]

Reverse Mortgage Loans

A reverse mortgage is for borrowers that are 62 years or older. This loan is much different than any other mortgage because instead of the borrower making payments to a lender, the lender makes payments to the borrower. This allows the borrower to convert the equity they have paid into... [Read More]

Renovation Loans

For borrowers looking to purchase or refinance a home that needs repairs or you would just like to update it, then we have a loan for you. Lending Hand Mortgage, LLC offers FHA 203(k) as well as the FNMA Homestyle and FNMA Homepath. These loans will allow you to purchase a... [Read More]

100% Financing Loans

If you are looking for a loan program that does not require you to make a down payment, then you have come to the right mortgage company. We offer an array of programs that do not require any down payment. This is great for the purchase of your first home... [Read More]

Low Credit Score Loans

Lending Hand Mortgage, LLC has taken an initiative to serve our clients of all credit types. We have programs and services that we provide to improve our borrowers’ scores so that they get the best possible interest rate and financing available. If credit score improvement is not a possibility then you... [Read More]