FHA Loans

FHA loans are backed by the Federal Housing Administration and the Department of Housing and Urban Affairs. FHA loans offer more flexibility than a conventional loan. Here are some of the benefits of the FHA loan:

  • Lower credit score allowed
  • Minimum down payment of 3.5%
  • Entire down payment can be gifted
  • Higher debt to income ratios allowed
  • Flexible credit guidelines allow for borrowers with previous credit problems to purchase with more ease
  • Eligible properties for FHA loans include one-to-four unit structures
  • Co-signer allowed for borrowers with less established credit
  • Manufactured homes allowed on a permanent foundation

Call us today for more information and see if you qualify

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The information contained within is not intended as a loan commitment and not all applicants will qualify. Loan approval will be based on each borrower(s) credit, income, employment, and assets. Programs, rates, terms and conditions are subject to change without notice, please call us for more information.

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