USDA Loans

A USDA Guaranteed Loan is an insured loan by the United States Department of Agriculture (USDA). This loan offers 100% financing and has become a very popular loan in the last decade. To be eligible for this loan, both the property and the applicant must qualify using current USDA standards. There are many benefits to the USDA Rural Development loan:

  • 100% financing / no down payment needed
  • Wide range of credit scores allowed – Minimum of 580 score
  • No cash reserves required
  • Seller can pay buyers closing costs
  • Closing costs can be rolled into the loan in many cases
  • Borrowers with no credit scores are allowed
  • Non-traditional credit allowed (For example utility bills)

Call us today for more information and see if you qualify

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The information contained within is not intended as a loan commitment and not all applicants will qualify. Loan approval will be based on each borrower(s) credit, income, employment, and assets. Programs, rates, terms and conditions are subject to change without notice, please call us for more information.

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